Insurance
UND offers a wide-array of insurance options for our faculty and staff members.
Types of Insurance Offered at UND
Medical Insurance
Enrollment must take place within 31 days of hire date to receive waiver of existing medical condition. UND medical insurance provides group hospital, surgical and medical protection.
Medical Forms
Medical Plan Documents
- Health Insurance Summary Plan Document (PPO/Basic)
- Health Insurance Plan Document (High Deductible)
- Health Savings Account (High Deductible)
Medical Plan and Contact Information
- NDPERS Health Plan Comparison
- UND Insurance Rates
- Sanford Health or call 1.800.499.3416
- Sanford Health Provider Search
- NDPERS or call 1.800.803.7377
NDPERS Dakota Wellness Program
The NDPERS Dakota Wellness Program $250 Benefit is available for all eligible members and their covered spouses participating in the NDPERS group health insurance plan. This benefit is taxable according to the Internal Revenue Service (IRS) memorandum #201622031 which advises that cash payments made to members for gym memberships and other cash-equivalent incentives (i.e. gift cards and prizes) for participation in a wellness program are taxable income. Contact your payroll department for details on how this benefit will be reported throughout your organization.
Wellness Program/Health Club Credit
Dental Insurance
Dental insurance is optional coverage for you and your family if desired. UND offers two dental insurance providers: Delta Dental of MN and Total Dental.
Delta Dental of MN
Delta Dental Forms
Delta Dental Plan and Contact Information
- Delta Dental Summary Plan Document
- Delta Dental Summary of Coverage/Rates
- Delta Contact or call 1.800.448.3815
Total Dental
Total Dental Forms
Total Dental Plan and Contact Information
Vision Insurance
Vision insurance is optional coverage for you and your family if desired.
Vision Forms
- Vision Insurance Application/Change
- Waiver of Insurance
- Vision Claim Form
- Waiver of Pre-Taxed Insurance
Vision Plan and Contact Information
- Vision Plan Document
- Vision Insurance Summary of Coverage/Rates
- Superior Vision or call 1.800.507.3800
- NDPERS or call 1.800.803.7377
Life Insurance
The University provides $12,000.00 in term insurance. You may purchase additional term life insurance for yourself, spouse and dependents.
Mutual of Omaha
Mutual of Omaha Forms
- Mutual of Omaha (UND Life) Life Insurance Application
- Mutual of Omaha (UND Life) Insurability Form
- Waiver of Pre-Taxed Insurance
Mutual of Omaha Plan and Coverage Information
- Mutual of Omaha Summary Plan Document
- Mutual of Omaha (UND Life) Summary of Coverage
- Mutual of Omaha (UND Life) Insurance Rates
State Life
State Life Forms
- State Life Insurance Application/Change
- State Life Beneficiary Form
- State Life Insurability Form
- Waiver of Pre-Taxed Insurance
State Life Plan and Coverage Information
- State Life Insurance Summary Plan Document
- State Life Summary of Coverage
- State Life Insurance Rates
When can I increase my life insurance?
Employees may increase their life insurance within the first 31 days of employment without medical approval. After 31 days of employment you must have a qualifying event to increase your life insurance or wait until the annual open enrollment in October. Qualifying events are birth, marriage, divorce or death. Please contact the Payroll Office for specific details since each qualifying event has different implications. Increases in the life insurance during the annual open enrollment will require medical approval.
Optional Insurance
Contact a local Aflac Insurance agent for information and sign up 701.772.4921.
Disability Insurance
Upon employment, UND provides income to employees who are unable to perform job duties because of long term illness or accident.
Disability Standard Plan
- Standard Disability Insurance Certificate (For benefited employees in regular TIAA retirement)
- Stadard Disability Insurance Brochure
NDPERS Plan
- NDPERS Group Retirement Plan (Disability Plan Information) (For employees in the NDPERS retirement)
Contact and Increase Information
- Payroll Contact or call 701.777.2158
- NDPERS Contact or call 1.800.803.7377